The psychographic credit score of AdviceRobo

Instant credit scoring is an alternative and improved way of credit scoring that enables lenders or crowdfunding/P2P platforms to asses someone’s creditworthiness without having data on transaction history. Thin-file customer segments like SME’s, self employed, start ups and millennials are perfect examples. 

Measured via an online questionnaire the applicant fills in. the scores are immediately calculated and send to the lender or platform. The Instant Credits Score of AdviceRobo is based on academically proven psychographic tests.

The benefits of the psychographic credit score

The score and the profile

An example of the automated mail the company recieves

An example of the automated mail the company recieves

  • Higher acceptance of new projects;
  • Availability of behavioural information and better risk scoring in the on boarding process;
  • Risk information for your investors;
  • API Connectivity and easy implementation and integration in the current customer journey.